The Qatar Central Bank (QCB) has reported that digital payments in July 2025 reached QR 16.133 billion, equivalent to about $4.4 billion, processed across more than 51.7 million transactions.
Key Highlights
- Total Volume and Value
July recorded 51.7 million digital transactions worth $4.4 billion. The transaction count dropped by around 5.78% month-on-month, but the total value grew by 1.51%. - Payment Channel Breakdown
- Point-of-Sale (POS): 40.3 million transactions, worth $2.26 billion. Both transaction volume and value fell by 6.8% and 4.97% respectively, compared to June.
- E-commerce: 9.18 million transactions, totalling $1.2 billion.
- Fawran Instant Payments: 1.87 million transactions, valued at $898 million, with growth of 7.5% in volume and 18.9% in value month-on-month.
- Qatar Mobile Payment (QMP): 320,097 transactions, worth $76.3 million. This represented a strong monthly rise of 53% in volume and 32% in value, despite a 12% decline in registered wallets.
- POS and E-commerce Combined
Together, POS and e-commerce contributed approximately $3.45 billion to July’s digital payments, showing a slight monthly decline of 2.7%.
Consumer Behaviour and Market Maturity
POS remains the largest contributor to transaction volumes and values, showing the continued strength of in-store spending. At the same time, e-commerce maintains steady growth, reflecting a deeper shift in consumer purchasing habits.
Growth of Real-Time Payments
Fawran’s sharp increase highlights the rising adoption of real-time transfers, supported by Qatar’s strong digital infrastructure and widespread connectivity.
Regulatory and Strategic Support
The digital payments boom is underpinned by QCB’s policies encouraging innovation, as well as ongoing investment in fintech infrastructure. These factors create a strong base for continued sector growth.
Growth Prospects
With POS and e-commerce already generating more than $3.4 billion in a single month, and real-time systems and mobile wallets gaining traction, Qatar’s digital payments sector is set to expand further. Greater interoperability, consumer convenience, and cross-border applications are likely to shape the next phase of growth.
